For property and casualty insurers and reinsurers, the impact of the 9/11 terrorist attacks was enormous, producing insured losses over $43 billion in 2015 dollars.

Insured losses from Hermine will likely approach $500 million, with total economic damages close to $1 billion, according to an early estimate from Karen Clark & Company.

The National Hurricane Center says Hermine is likely to strengthen into a Category 1 hurricane when it lands in Florida on Thursday night or early Friday.

Insurance agents are an important resource to assist clients in making sure properties qualify for homeowners' insurance and providing an estimate of the premium.

Across Baton Rouge, one hard hit area, no more than 15 percent of all homes have flood insurance, and in the other hard-hit location, Lafayette, the rate is just 14 percent.

Nearly 83.6 million sleep-deprived Americans are driving every day. And its taking a toll an estimated 5,000 lives were lost in drowsy driving-related crashes in 2015.

Damage is still being assessed across the Midwest after a series of tornadoes struck Indiana and Ohio Wednesday afternoon and evening.

The level of destruction from California wildfires is so bad that officials don't yet have a total count of destroyed homes.